PCRDO helps you understand how to develop an innovative culture of saving, it is only fair that we understand what the term means. It is different from investing – but one can lead to the other. But it begins with saving.This will be occasioned by coming up with welfare associations and the adoption of small-scale microfinancing at the village level. Many people want to save, and many people wish they could save, but only a few do. During PCRDO existence the NGO had implemented several projects in Somali Region State.